Topics Buzz » Personal Finance

Digging Out of Credit Card Debt

Vlad — Tue, 06 Oct 2009 05:48:14 +0000

I am surprised and satisfied with the poll results about credit card debt. Considering that 80% of ILFT subscribers and visitors are women, I’ll assume 40% of them doesn’t have any credit card debt. Congratulations! So the rumors and facts you hear about women spending more than men and often have more debt on their [...]

Digging Out of Credit Card Debt is a post from: Topics Buzz

Free Personal Finance eBooks

Vlad — Thu, 17 Sep 2009 06:31:48 +0000

I recommend to download these four free ebooks packed with useful information related to your personal finance. TIPS FOR CHANGE – This recent eBook is on top of my list. It has tons of helpful tips from different people on how to save money. Nice modern layout and easy readable. Published by Money Management International (MMI) Building [...]

Free Personal Finance eBooks is a post from: Topics Buzz

Recession, Money Fights, Divorce

Vlad — Wed, 05 Aug 2009 05:33:21 +0000

While reading “The 12 biggest reasons we fight over finances” article by Dunleavey, where she describes three main sources of money conflicts: communication, control and family, I was thinking about my friend who just got divorced. This couple had constant fights over the money. (“Many studies found that finances are the number one reason for [...]

Recession, Money Fights, Divorce is a post from: Topics Buzz

Baby Boomers Are In Trouble

Vlad — Sat, 01 Aug 2009 07:57:33 +0000

An interesting study by Demos, shows that low- and middle-income consumers 65 and older carried $10,235 in average card debt last year, up 26% from 2005. Card debt for all borrowers surveyed rose 3% during that time, to $9,827. (”Credit card debt rises faster for those 65 and older“) It is clear that baby boomers are [...]

Baby Boomers Are In Trouble is a post from: Topics Buzz

60-Second Guide to Short-Term Savings

Vlad — Wed, 15 Jul 2009 22:03:58 +0000

(By Motley Fool Staff) Could you cover the cost of a new water heater if yours suddenly went on the fritz? Would you have to put the unplanned purchase on a credit card, and then adopt a Ramen-only diet for months afterwards just to cover the tab? Click here to view the article 60-Second Guide to Short-Term Savings [...]

60-Second Guide to Short-Term Savings is a post from: Topics Buzz

Manage your finances for free with Google Docs templates

Vlad — Sat, 11 Jul 2009 16:14:17 +0000

(There are currently 33 personal-finance templates in Google’s library) I mentioned before that I am a big fan of “Get Rich Slowly” blog and I recommend to subscribe to his newsletter. Well, couple days ago J.D. made a post that was hard to miss and I wanted to share it with my readers: “Free Financial Spreadsheets [...]

Manage your finances for free with Google Docs templates is a post from: Topics Buzz

10 Things to Do With Your Money Right Now

Vlad — Tue, 07 Jul 2009 22:30:19 +0000

Protecting Your Financial Future Introduction 1. Hold More Cash 2. Find Something to Cut 3. Pay Down Debt 4. Make Sure Your Money is Safe 5. Diversify Internationally 6. Refinance Your Mortgage 7. Don’t Panic 8. Check Your Credit Card Rate 9. Check Your Most Recent Bank and Brokerage Statement for Accuracy 10. Be a Lender Source: Time.com 10 Things to Do With Your Money Right Now is [...]

10 Things to Do With Your Money Right Now is a post from: Topics Buzz

Free Benefits Up For Grabs

Vlad — Fri, 12 Jun 2009 16:48:49 +0000

There are billions of government dollars available to help people with everything from assistance with groceries to home improvement. Reporter Jeff Tyler went to Ohio to check out a program that helps match people with benefits. Download full story in MP3 format (Fastforward first 15 minutes) or visit Marketplace here for readable version. Free Benefits Up For [...]

Free Benefits Up For Grabs is a post from: Topics Buzz

My food budget challenge

Vlad — Sun, 31 May 2009 03:21:21 +0000

Since the economy started sinking, my wife and I trying to save every penny. We stopped using credit cards and trying to pay off our debts. I never tracked how much money we spend on groceries and dining out, but it is time to keep track of this stuff more closely and set a budget [...]

My food budget challenge is a post from: Topics Buzz